Banks as financial institutions are important to any economy. They accept deposits, making your money safe from prying eyes. But they also give out loans to their clientele. When you deposit your money in a bank, it limits the temptation to spend. What is more, you can access online banking and transact via your ATM at shopping malls and supermarkets. You can also link your card with your Mpesa, which means you can always have liquid for emergencies. Ruaka has so many top financial institutions because of its strategic location. It is surrounded by offices including those of the diplomatic coup, which means accessing banking facilities and services is easy. The following are the top ten banks in Ruaka.
1. Equity Bank
Conveniently located next to Limuru Road at the Ruaka Landmark Plaza, this bank with the largest asset base offers convenience. Additionally, it has an ATM facility which ensures your money is accessible 24 hours a day. You can still access other services at the branch. Internet and mobile banking are some of these. Also with Eazzy banking, you have access to your money at any time.
Location: Ruaka, off Limuru Road
Contacts: 0763 026000
Working hours: 8 am to 4:30 pm daily. 8 am to 12 pm on Saturdays. Closed on Sundays.
Google Rating: 2.0 stars, (17 reviews)
2. CFC Stanbic Bank
Strategically located at the Two Rivers area near Silver Stream Spur Kenya and Istanbul House Restaurant, CFC Stanbic is among the largest banks in the country in terms of assets. Visit this branch for a wide range of personal products. Also withdraw cash from the ATM and use internet banking wherever you are.
Location: United Nations Avenue
Contacts: 020 326 8000
Working hours: 8.30 am to 5 pm daily. 8.30 am to 12 pm on Saturdays. Closed on Sundays.
Google Rating: 4.2 stars, (16 reviews)
3. Cooperative Bank
If you are searching for a bank that inspires public confidence, then Cooperative Bank should be your first choice. This financial institution is located on the ground floor of Joe’s Complex, minutes from Limuru Road. Besides convenience, it allows you to trade on forex. Visit the branch to enquire about other services including internet and mobile banking.
Location: off Limuru Road, Ruaka
Contacts: 0717 968 725
Working hours: 8:30 am to 4 pm daily. 8.30 am to 12 pm on Saturdays. Closed on Sundays.
Google Rating: 3.3 stars, (8 reviews)
4. KCB Gigiri Branch
KCB stands out as one of the leading banks in the country, and has a branch in Ruaka area. It offers a range of financial products, savings being one of them. The Gigiri branch is located along United Nations Avenue, Nairobi, fifteen minutes from Ruaka town. The branch also provides comfy sofas and offers tea or coffee as you wait to be served. With mobile and internet banking services, you can track your savings and have access to your money at any time.
Location: United Nations, Gigiri
Contacts: 020 520 205
Working hours: 9 am to 4.30 pm daily. Closed on Saturdays and Sundays.
Google Rating: 4.0 stars, (7 reviews)
5. I&M Bank
Sandwiched between Limuru Road and United Nations Crescent Road, this branch serves both residents and visitors. With card services, you can use your credit, debit, or prepaid cards to pay for goods and services on the go. The branch is strategically located on the first floor of the new wing at Village Market.
Location: Village Market, Ruaka
Contacts: 0719 088 025
Working hours: 9 am to 5 pm daily. 9 am to 1 pm Saturdays. Closed on Sundays.
Google Rating: 4.0 stars, (5 reviews)
6. Family Bank
With a variety of accounts to suit your desires, this bank takes care of your financial needs. It also provides internet and mobile banking, and prepaid Visa cards. The bank is accessible via the Old Ruaka Road. It is licensed and regulated by Central Bank and offers mobile banking through its app. What’s more, you can bank conveniently and securely via PesaPap.
Location: Ruaka
Working hours: 8 am to 4 pm daily. Closed on Saturdays and Sundays.
Google Rating: 3.0 stars, (5 reviews)
7. National Bank
This particular branch has friendly and amazing customer service. Its location off United Nations Avenue makes it both accessible and convenient whenever you need cash or other services. And with Western Union, you can transfer money to any place in the world. The bank, which is government-owned, is also one of the largest banks in Kenya, something that gives you confidence if you decide to bank with them in Ruaka branch.
Location: Chinese Cultural Center
Working hours: 9 am to 5 pm daily. 9 am to 12 pm on Saturdays. Closed on Sundays.
Google Rating: 5.0 stars, (4 reviews)
8. Standard Chartered Bank Muthaiga
Located between Limuru Road and the United Nations Crescent, this branch is easily accessible. Enjoy online banking and other services at this branch. Additionally, Standard Chartered is considered the best bank in terms of digital banking. So, why not give it a try?
Location: Muthaiga
Contacts: 020 252 6985
Working hours: 9 am to 7 pm daily. 9 am to 4 pm on Saturdays. Closed on Sundays.
Google Rating: 1.7 stars, (3 reviews)
9. Cooperative Bank Gigiri
If you are working class and simply have no time, this branch opens up to 1 pm on Saturdays. Otherwise, you can be served on weekdays up to 4 pm in the evening. Its location at Gigiri makes it accessible. And with both online banking and auto ash machine, you are never far from your hard-earned cash. Pay them a visit to see what more they have to offer.
Location: United Nations Avenue, Gigiri
Contacts: 020 218 1340
Working hours: 8.30 am to 4 pm daily. 8:30 am to 1 pm on Saturdays. Closed on Sundays.
Google Rating: 3.5 stars, (2 reviews)
10. NCBA Bank
Just in case you want to combine entertainment, shopping, and banking, then visiting this branch is the best thing to do. It is located on the first floor of Village Market’s new wing next to Textbook Center. Pay them a visit to get cutting-edge mobile banking and many investment solutions.
Location: Village Market
Contacts: 0711 056 444
Working hours: 9 am to 4 pm daily. 9 am to 12 pm on Saturdays. Closed on Sundays.
Google Rating: 4.0 stars, (1 review)
Conclusion
When it comes to banking, you need the best financial institutions. And because of online banking, you need to be sure that your money is safe from online fraudsters. After all, you are saving your hard-earned cash for your future. The above banks have proven themselves as among the best in Ruaka.
