Major town centres all over the country tend to be considered self-sufficient when they have at least one bank in the vicinity. Customers can enjoy accessible financial services without having to travel too far to reach a bank. Banks also stimulate economic growth in the area because they provide access to loans, mortgages for real estate, and a place to save and invest surplus income. Ruiru is a major town in Kiambu with multiple banks, including Equity, National Bank, and Family Bank. Nearby areas like Thika and Juja also have major bank branches that clients can visit with ease, since these neighbourhoods are close to each other. Below are a couple of banks within Ruiru and other towns close by.
1. National Bank – Kenyatta University
This branch of National Bank is conveniently located in Kenyatta University. It is easy to visit for students, who can pay school fees, withdraw cash, or even deposit their money at the bank. Additionally, any visitors from the general public are allowed to enter the bank and carry out transactions if they have an account with National Bank.
Location: Ruiru
Working hours: 9 am to 5 pm daily. Closed on weekends
Contacts: 020 2150188
Google Rating: 5.0 stars, (4 reviews)
2. National Bank – Ruiru
On the other hand, this National Bank branch is inside Ruiru Town. It is perfect for residents, who can visit throughout the week for any of their banking needs. The accessibility of the branch makes it easy to open an account, apply for a loan, or even discuss investments with your manager.
Location: Ruiru Kamiti Road, Ruiru
Working hours: 9 am to 5 pm daily. 8:30 am to 4 pm on Mondays. Closed on weekends
Contacts: 067 5854226
Google Rating: 4.1 stars, (7 reviews)
3. Stanbic Bank Thika
Unlike other banks in Ruiru area, Stanbic Bank is open for longer hours, specifically on weekdays. That gives clients enough time to visit the branch especially on workdays when they have a busy schedule. It is strategically located to maximize human traffic in this section of Thika Town.
Location: Maisha Heights Building,Township, Thika
Working hours: 8:30 am to 5 pm daily. Closes at noon on Saturdays. Closed on Sundays
Contacts: 020 3638840
Google Rating: 4.0 stars, (6 reviews)
4. KCB Ruiru Branch
The Kenya Commercial Bank has a branch in Ruiru that serves the area residents. The branch is found within the town, which is a great location for most clients. However, it is a relatively smaller space, serving a large area, and congestion is to be expected during busy banking periods.
Location: KCB Building Ruiru Ruiru-Kiambu
Working hours: 8:30 am to 4 pm daily. 8:30 am to 12 pm on Saturdays. Closed on Sundays
Contacts: 067 5854263
Google Rating: 3.3 stars, (8 reviews)
5. Co-operative Bank TRM
Located inside the Thika Road Mall, this bank serves many clients daily, as is to be expected in such a busy mall. As such, clients should plan for a waiting period during their visit. However, the services are pretty efficient and the queue moves along fast.
Location: Nairobi
Working hours: 8:30 am to 4 pm daily. Open from 9 am to 12 pm on Saturdays. Closed on Sundays
Google Rating: 3.1 stars, (16 reviews)
6. NCBA Bank – Thika Road Mall Branch
Thanks to the bank being inside TRM, you can plan to run your other errands alongside your NCBA bank visit. The branch also consistently sends out information and updates to clients via their Google page. You can look at the platform whenever you want to know what is happening at this branch.
Location: Thika Road Mall Branch 2nd Floor Next to Nagin, Thika Road, Nairobi
Working hours: 8:30 am to 4 pm daily. Open from 9 am to 12 pm on Saturdays. Closed on Sundays
Contacts: 0711 056444
Google Rating: 3.0 stars, (4 reviews)
7. I&M Bank Garden City Mall Branch
Garden City Mall is easy to access from Ruiru, especially because it is one of the only locations along Thika Road with an I&M Bank Branch. At the facility, you can expect limited human traffic, so your visit will not take too long. Also, their services tend to be very personalized as a result.
Location: Garden City Mall, Thika Road, Nairobi
Working hours: 9 am to 5 pm daily. Open from 10 am to 1 pm on Saturdays. Closed on Sundays
Contacts: 0719 088032
Google Rating: 3.0 stars, (3 reviews)
8. Family Bank Ruiru
Family Bank has a branch in Ruiru, making it accessible to local residents living in the area. It is the ideal bank to visit for your mortgage as well as other family-related financial services. The bank is within the town centre and very easy to locate.
Location: Ruiru
Working hours: 8 am to 4 pm daily. Closes at noon on Saturdays. Closed on Sundays
Google Rating: 2.7 stars, (7 reviews)
9. Equity Bank Garden City Branch
Here, Equity Bank account holders can access ATM as well as teller services. One should ask for directions as the layout of the banking hall may be confusing for new visitors.
Location: Nairobi
Working hours: 8 am to 4:30 pm daily. Closes at noon on Saturdays. Closed on Sundays
Contacts: 0763 068175
Google Rating: 2.3 stars, (34 reviews)
10. Equity Bank Ruiru
This Equity Bank branch is smaller than those in larger towns. Also, clients should expect relatively slow services since the branch is not as busy on weekdays. However, most essential services are readily available.
Location: Ruiru, Nairobi
Working hours: 8:30 am to 4:30 pm daily. Closes at noon on Saturdays. Closed on Sundays
Contacts: 020 2744000
Google Rating: 2.1 stars, (19 reviews)
Conclusion
In recent years, banks have come up with online systems and apps that allow their clients to manage transactions virtually, and from wherever they are. Mobile banking and mobile money transfers also often eliminate the need to make visits to the bank whenever you want to move your money. However, banks and ATMs are still important for when you need to do a couple of things. For instance, you can withdraw your money in the form of cash at the nearest ATM. Bank tellers can provide you with assistance whenever there is something in your transactions that needs verification, or when you have experienced a security breach. Having a branch of your bank nearby will make these processes easier.
